Homeowners Insurance

Here at Garvera Insurance Associates we ensure the proper coverage for your home. We use competitive carriers to find the most suitable price for your budget. We work one on one with each of our clients to provide quality service.

What is Homeowners Insurance?

 Homeowners insurance  is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Homeowners insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy. 

Why is it important to have Homeowners Insurance?

 For most people, the home they live in is the most valuable possession they own. A homeowner's policy can make it possible to pay for needed repairs if the roof is damaged by hail or wind, a water leak in the basement causes damage to your walls, or if you suffer a loss due to a fire or another events. In order to be truly protected by your insurance company, you need the right policy. When you shop for that policy, focus on the limits of the coverage and what the policy actually provides for. That way you will have the opportunity to fully cover your home if you should suffer a total loss.