Insuring a Bright Future

 Homeowners insurance protects your financial interests if your home is damaged or destroyed by a covered peril. A peril is something that causes or may cause injury, loss, or destruction, such as a fire, tornado, or hurricane.

Commercial insurance can protect you from some of the most common losses experienced by business owners such as property damage, business interruption, theft, liability, 

 Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy. 

 A health insurance plan can offer you large financial coverage that can cover the costs of treatments. It also covers hospitalization costs, diagnosis costs, ambulance and medicine expenses, and provides the ease of instant payouts for greater financial flexibility. 

 Workers’ compensation coverage helps protect your business in three ways. These include covering employee illnesses and workplace injuries, protecting your business from lawsuits, keeping your business compliant with state regulations. 

 Surety bonds protect consumers and government entities from fraud and malpractice. When a principal breaks a bond's terms, the harmed party can make a claim on the bond to recover losses.  They guarantee payment when conditions aren't fulfilled according to the terms in a signed contract.